A Bird's Love !

I can do what I like,

For me people are alike.

I do love their distinctness, their individuality,

But I have my own version of reality.

I can see you in high and low,

Often, staring right across the window

While I am here right on my tree,

Unnoticed, happy and carefree.

And then I fly,

Up there high, very high,

In the serene, blue sky.

Under the Sun shine, seldom I shiver

Across the clouds, over the river.

Above the mountain all blue and white,

Shining bright in the day light.

And then with night, I come back

With growing moon light, I come back.

 Perhaps, on the same tree.

Where again its me, only me.

And then, I rest.

In my nest,

Feeding my kids,

Hoping for the best.

With next lustrous ray,

They open their eyes.

I set my sight

On the tranquil, Orange Sky.

And then I fly,

Up there high, very high.

Nothing more, I will never need.

For, this is everything,

I ever Loved.

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I started Writing this poem almost 8 years ago. I am glad that found it safe on my hard-disk (Don't ask how it reached my hdd, because I dont remember that :)) !

From Poverty to Samruddhi - A Microfinance Solution

Poverty remains one of the biggest challenge India is facing today. Unfortunately the number of poor living in abject conditions by any normal standard, is much more then the population of most of the continents. We all know about it, we all discuss about it and sometimes we even give some donations, but very few of us actually go on to soil our hands in mud and clay, work towards solving this problem.

One organization working silently to eradicate poverty is Samrudhi Microfinance Society. Microfinance is an effective tool to combat poverty. It helps people to help themselves. By providing small loans to low income women entrepreneurs Samrudhi aims to help several communities to get rid of the vicious circle..

Samrudhi Microfinance Society, recently launched an updated website - We Care India. The new website allows individuals like me and you to extend micro-loans through their websites. These loans are repaid back to the lender in around 12 months. I find this concept far better then blind donations. The lender can track the progress of the borrower online. Samrudhi helps the borrowers in several ways, so as to ensure that they pays back the loan in time.

Samrudhi is currently participating in an online contest organized by Global Giving. If Samrudhi can raise $4000 through Global Giving contest page here they will be listed on Global Giving website permanently. This will provide much needed online exposure to Samrudhi. If Samrudhi is successful they will also get matching grants from several corporate in UK and USA. I hope readers of this post will appreciate the work of Samrudhi and will help them to win the contest.

It's very difficult for most of us to realize how much interest people in rural India or urban slums pay to get cash so as to buy household items or to run their small business for few days. Banks or other financial institutions are not interested to even open account for such truly needy and hardworking people, because of the risk involved. So these men and women are left with no other option but take small loans (e.g. Rs.100/day- Rs.5000/month etc) from these lenders, also known as loan sharks.  I remember having a conversation with vegetable seller in my town. She told me she lends Rs.100 in the morning and returns back Rs.120-Rs.130 in the evening or next day. Loan sharks are omnipresent in India.

Lack of access to funds has multifaceted affects on the lenders, borrowers and the economy. Such transactions generate black money in the process, which loan sharks keep in the form of cash or gold. My guesstimate is that around $ 8-10 Billion black money is generated by this exercise. Secondly such high interest loans comes with high pressure including life threats. Several people are unable to repay such high interest loans from loans sharks. Some of them breakdown and abandon their families, some unfortunately ends up committing suicides.

Other organizations, I am aware of working to combat poverty in a sustainable manner having Internet based loan facilitation model are Rang De and Milaap.

And I think I am Smart !!

I purchase goods from a  mega sale.
Yes, the huge discount was too much to resist.
I never cared to check few weeks before
Or after that sale.
But, yet I think I am smart.

I go by the reviews, rankings and ratings.
But I fail to realize that those previews,
Rantings and raketings are written, by
Somebody like me.
Some of them are paid for it,
Others write because they are still  not paid.

I love the senseless movies,
Not because they make lot of sense
For those who made them.
I know I can something meaningful,
With my time
Yet I choose to be entertained.

I care, so I never dare,
Though I know its not fair.
I choose to hear only few
Of my near and dear.
When confronted, I rarely give that stare
And instead look here and there.
But, yet I think I am smart.

I know they don't care,
Because I dont.
And so I gradually transcend
From being carefree
To perpetually careless

I think I am not harming anybody
But, I fail to realize
The One who's getting harmed,
The most.
Is nobody, but Me.

I know I deserve better
Yes, heaven is the place for me.
But I am ready to spend all my life
Right here, on this Earth.
Yet, I think I am...